Business Finance

Alternative Business Funding

Finding it hard to obtain competitive business finance?

In today’s economic climate business of any size are finding it increasingly hard to obtain finance to help grow their business. The cost of finance has risen dramatically and often larger institutions are simply reluctant to lend to businesses. This can lead to frustration, missed opportunities and financial difficulties especially when experiencing cashflow difficulties.

How does it work?

Using a flexible SSAS structure it is possible to allow a Pension Fund to loan and invest into a business.

What can it be used for?

  • Funding growth
  • Refinance debt
  • Fund an acquisition
  • Improve cashflow
  • Repay directors loan account

Key benefits?


  • Full Corporate Tax reliefs on interest payments;
  • Interest payments are paid into the clients personal pension
  • No bank involvement;
  • No business loan application needed;
  • No refusal;
  • Uses HMRC, Pension Ombudsman criteria & Legislation; and
  • No Credit checks needed on either business or individual.

Our fees are extremely competitive and are individually assessed.